If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
| Featured Rate | |
|---|---|
CIT Bank
 |
1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| Twinstar Credit Union Savings Account |
1.60%
Date: Feb 13, 2012
|
| Ibew 76 Credit Union 2 Year CD Account |
1.51%
Date: Feb 20, 2012
|
| Tulip Cooperative Credit Union 2 Year CD Account |
1.15%
Date: Feb 22, 2012
|
| Generations Credit Union 2 Year CD Account |
1.01%
Date: Feb 16, 2012
|
| UniBank 2 Year CD Account |
1.00%
Date: Feb 22, 2012
|
| Washington Federal 2 Year CD Account |
1.00%
Date: Feb 9, 2012
|
| Washington State Employees Credit Union 2 Year CD Account |
0.66% to
0.61% Date: Feb 20, 2012
|
| Washington State Employees Credit Union Savings Account |
0.16% to
0.15% Date: Feb 20, 2012
|
| Columbia State Bank 2 Year CD Account |
0.39% to
0.36% Date: Feb 17, 2012
|
| Columbia State Bank 12 Month CD Account |
0.24% to
0.22% Date: Feb 17, 2012
|
| Watermark Credit Union 2 Year CD Account |
0.55% to
0.50% Date: Feb 14, 2012
|
| Watermark Credit Union 12 Month CD Account |
0.45% to
0.40% Date: Feb 14, 2012
|
